- Explore the Atal Amrit Abhiyan Scheme
- Features and Benefits
- Eligibility of the scheme
Atal Amrit Abhiyan: A New Age Healthcare Initiative
Over the years, we have witnessed loads of healthcare initiatives launched by the state and central government of India. Popular government health insurance schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, Rashtriya Swasthya Bima Yojana, and Employment State Insurance Scheme are introduced with the sole purpose of protecting the financially weaker sections of society.
Similarly to safeguard BPL (Below Poverty Line) and APL (Above Poverty Line) families financially during any unforeseeable medical emergencies, the government of Assam launched the 'Atal Amrit Abhiyan' health insurance scheme.
Originally launched on 25th December 2016 the scheme aims to provide coverage against life-threatening ailments like cancer, cardiovascular diseases, and more. The scheme offers annual coverage of INR 2 lakhs along with cashless hospitalization for critical illnesses. To register your family under the Atal Amrit Abhiyan Scheme simply visit the official website of Assam Government.
Let us explore more about the Atal Amrit Abhiyan health insurance scheme and its impact on the families of Assam.
Atal Amrit Abhiyan: Who Is Eligible Under The Scheme?
Atal Amrit Abhiyan health insurance scheme benefits are available to:
- All families falling under the Below Poverty Line category with an annual income of INR 1.2 Lakhs. Said families are eligible to receive free health care under the Atal Amrit Yojana
- Families who are Above the Poverty Line with annual income between INR 1. 2 to 5 Lakhs. However, a nominal fee of 100 rupees per member annually is charged to avail of the scheme.
- Individuals who are currently employed or retired from the service of the central or state governments will not be eligible for the Atal Amrit Yojana
- Individuals and families applying for the scheme have to be residents of Assam. Documents are checked thoroughly to determine if they belong to BPL or APL families
What Is Covered Under Atal Amrit Abhiyan?
A total of 437 medical procedures are covered under the Atal Amrit Abhiyan Health Insurance Scheme further divided into 6 categories given below:
- Cancer
- Heart Diseases
- Kidney Diseases
- Neurological Ailments
- Neonatal Ailments
- Burns
Atal Amrit Abhiyan Benefits
Being associated with the Atal Amrit Abhiyan Yojana provides a plethora of benefits to the state population which include,
- Providing cashless hospitalisation to families in government-empaneled and CGHS hospitals inside and outside of Assam gives the patients peace of mind allowing them to focus on their treatment
- Families are entitled to INR 2 lakh per annum for serious illnesses which can otherwise be unaffordable for BPL and APL families given the medical inflation
- Serious illnesses such as cancer, heart ailments, and neurological diseases are covered
- Citizens of the state are covered for pre-existing conditions from day 1 of active coverage of the Atal Amrit Abhiyan Yojana
Documents Needed To Register To Atal Amrit Abhiyan Yojana
If you fall under the BPL or APL family in Assam registering for the Atal Amrit Abhiyan health insurance scheme is a cakewalk. You only need the documents mentioned below:
- Voter ID card for you and your family members
- EPIC card (If you are including minors under the scheme, present your original birth certificate)
- Income proof for every family member to prove annual income of family members is less than INR 5 Lakhs
- Aadhar card
- A photograph of the patient must be attested by the doctor
How To Apply For Atal Amrit Abhiyan Health Insurance Scheme?
Follow these steps to apply for Atal Amrit Abhiyan Yojana:
- Visit the official website of Assam Health and Welfare National Health Mission
- Fill in the necessary details required by the official website or obtain the application form from your nearest health enrolment centre
- Apply along with the necessary documents and submit the same at the office of the Joint Director of Health Services in your area
- Once all your documents are verified you will receive an Atal Amrit Abhiyan Card which can be used to avail cashless treatments in all government-impaneled hospitals
Latest Developments In Atal Amrit Abhiyan Health Insurance Scheme
Atal Amrit Abhiyan Health Insurance Scheme has been active in Assam since December 2016. The Assam government has witnessed a positive response from the huge number of state residents applying for it since the launch.
As of March 2020, there have been 245,491 (Above Poverty Line) family enrollments, 15,889,339 (Below Poverty Line) family enrollments, and a total of 85,717 treatments. The state government has also said that it will bear an additional burden of 200 crores to implement the scheme in the state.
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Amrit Abhiyan Health Insurance Scheme: FAQs
1. What is the Amrit Atal Abhiyan Health Insurance Scheme?
It is a health insurance scheme launched by the state government of Assam in December 2016. The scheme offers coverage to families falling under the BPL and APL categories with an annual income of less than INR 5 Lakhs.
2. How many treatments are covered under the Atal Amrit Yojana?
There are a total of 437 diseases and medical treatments covered under the scheme divided into 6 categories, namely: Cancer Heart Diseases Kidney Diseases Neurological Ailments Neonatal Ailments Burns
3. Who is eligible to avail of Atal Amrit Abhiyan Yojana?
Families who earn less than INR 5 lakhs and are officially Below the Poverty Line and Above the Poverty Line are eligible to register under the Atal Amrit Abhiyan Health Insurance Scheme.
4. Where can you avail of the treatments under the Atal Amrit Abhiyan Health Insurance Scheme?
The government-impanelled hospitals and CGHS hospitals within and outside of the state will offer cashless hospitalization and treatment facilities to the citizens of Assam. You can avail of the treatments by showing your Atal Amrit Abhiyan card.
5. How much sum insured is available under the Atal Amrit Abhiyan Health Insurance Scheme?
Annually, beneficiaries of the health scheme are provided with INR 2 Lakhs of health coverage in all listed hospitals.
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Written By: Simran Kaur Vij
Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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